Retirement widow 2025 – everything you request to know about this benefit

The widow’s pension is 1 of the most crucial benefits for those who, after losing their spouse, must take care of their finances. In Poland, more and more seniors are curious in the anticipation of obtaining this benefit, which combines their pension with their household pension after their deceased partner. The widow’s pension has many advantages, but besides involves many requirements. What is worth knowing before running? Here are the details.

What is widow's pension?

A pension is simply a benefit that a individual who meets certain conditions may receive. It combines own pension or invalidity pension au family pension After his late spouse. The amount of this benefit depends on respective factors, specified as the age of the applicant, his erstwhile benefits and the duration of the matrimony union.

From January 1, 2027 widow pension will increase to 25 percent the amount of the survivor's pension, now of 15%. This is an crucial change that will surely affect the financial situation of many seniors.

Requirements for obtaining a widow’s pension

To claim widow’s pensionseveral key conditions must be met:

• The widow must have at least 60 yearsand widower – 65 years.
• The applicant must be married until the death of the spouse.
• Family pension entitlement should besides be acquired after reaching 55 years for the widow, or 60 years for the widower.
• The applicant for a widow’s pension cannot be in a fresh marriage. Another matrimony will consequence in the failure of the right to that benefit.

How is the widow’s pension fixed?

Height widow’s pension depends on the kind and amount of benefits for the widow or widow and the deceased spouse. 1 of these benefits is paid in full (100%) and the another in part (15%) or in the future 25%). The sum of these benefits may not exceed three times the lowest pensionof March 1, 2025 is PLN 5342.88. If this limit is exceeded, benefits will be reduced accordingly.

When do you apply for a widow's pension?

Although the widow's pension will only be paid from July 1, 2025applications for this benefit can be submitted now. In order to get a pension from the date of entry into force, an application should be submitted at the latest by July 31, 2025. papers can be transmitted in various ways: in person, by post, electronically by ePUAP or through a 3rd organization (without the request for power of attorney, unless the individual is to do another formalities related to the pension).

Frequently asked questions about widow’s pension

ZUS and KRUS receive many questions about the widow’s pension. Here are the answers to the most common doubts:

1. Should additional papers be attached to the proposal? usually ZUS and KRUS have the required papers if the elder already has the right to a household pension or pension. In the event of deficiencies, the Office may request additional acts.
2. What is simply a combination of benefits? A combination of benefits means the right to receive more than 1 pension. For example, it could be 100 % pension and 15 % household pension Or vice versa.
3. What can you do if you can’t apply personally? The applicant may request a close individual to submit an application, but the paper must be signed by the applicant himself.
4. Is the widow’s pension taxable? Yes, this benefit is subject to income tax. Those receiving a widow’s pension should bear in head taxation issues, since in the case of benefits paid by 2 different authorities, an advance on income taxation may be charged twice. It is then worth applying for a simplification in the advance at 1 of the offices.

The widow's pension is an crucial financial support for those who have lost their spouse and are in a hard material situation. Thanks to the changes that will come into force in 2027, the amount of the benefit will increase, which will improve the situation of many seniors. In order to get a pension, it is essential to fulfil respective conditions specified as adequate age, deficiency of remarriage and having a right to a household pension. Submission of the application in due time and completion of the required formalities is essential to get this full benefit.