Cyber criminals stole PLN 147 million in 3 months! Banks request money and courts stand by the victims

In just 3 months, cyber criminals have stolen as much as 147 million PLN in Poland by hacking into bank customers' accounts. Although financial institutions frequently request victims to pay their losses, they are increasingly being courted on their side – reports Rzeczpospolita.

Growing scale of bank fraud

Data from the National Bank of Poland (NBP) cited by “Rzeczpospolita” show that in 2nd 4th 2024 the value of fraudulent transactions was PLN 133 millionand already in 3rd 4th increased to PLN 147 million. At this time, 15 095 wire transfer fraud.

"Although this is nearly 7 times little than the number of card frauds, the average value of frauds makes a immense difference. In the case of cards, it is little than PLN 250 and in transfers almost PLN 9,000" - the paper emphasizes.

Social engineering – main weapons of fraud

The NBP admits that most attacks are an effect sociotechnologyThat's manipulation of victims. Criminals frequently impersonate:

• bank staff,
• police officers,
• investment advisers.

‘Currently 86.6% the value of all bank fraud can be attributed to specified activities. And it is the most severe – both for the client and the bank – that we read in “Rzeczpospolita”.

Victims can fight for their rights

– Many clients do not realize that in the event of fraud they have the chance to request a refund from the bank, even if the actual perpetrator of the crime is not detected," says mec. Wojciech Sagea Wrocław lawyer specialising in specified matters.

Examples of court cases winning

1. Retirement from Wrocław recovered PLN 50 thousand
   A female lost money erstwhile criminals impersonated an investment company and offered her online training. They sent a link after which you click spyware installedto take control of the computer and the bank account.

• The cheaters took credit in her name.
• The bank rejected the complaint, claiming that the transaction was authorized.
• However, the court acknowledged the pensioner's right, and the conviction is valid.

1. Halina M. won with the bank after TeamViewer attacked
   In December 2024, a final judgement was passed in the case of a female whose criminal impersonating a bank worker took over an account utilizing TeamViewer.

• Done five unauthorized transfers for the full amount 4.5 1000 PLN.
• The court considered that the bank should return the stolen funds.

What to do erstwhile you fall victim to fraud?

1. Report the case to the bank and the police immediately..
2. Complaint – even if the bank initially rejects it, you can fight in court.
3. Secure the evidence – save telephone numbers, emails, screenshots.

It's worth knowing.: More and more courts side with the victims, recognising that banks should better defend customers from cyber attacks. If you have problems, you can usage a lawyer.

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The information on the website is simply a description of the legal position at the date of publication and is not a legal advice on an individual case. The legal position of publication may change. The law firm is not liable for utilizing an alert to solve legal problems.

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