The EU has decided: ‘Black box’ in each fresh car. The insurance company knows everything about you!

dailyblitz.de 1 month ago

In 2025 almost all recently registered car will be equipped with a alleged "black box". It is not discipline fiction, but the reality introduced by the regulations of the European Union, which is to revolutionise road safety. However, for drivers, this means more than just possibly safer driving. A recording device for traffic events known as EDR (Event Data Recorder), will become an integral part of your vehicle and the information they collect can have a fundamental impact on issues specified as liability for accident or the amount of your insurance policy. Insurers are already wiping their hands due to the fact that thanks to EDR, they will gain access to unprecedented amounts of detailed data about your driving kind and traffic circumstances. Are you ready to have all decision behind the wheel under constant observation?

What is simply a “black box” and why is it mandatory in 2025?

Commonly referred to as ‘black box’, Event Data Recorder (EDR) is simply a tiny device that automatically records key driving parameters in the short word before, during and after the collision. Its introduction is not a consequence of a single country's decision, but of the European Union Regulation GSR 2 (General Safety Regulation 2), which entered into force in July 2022 for fresh types of vehicles, and since July 2024 has been mandatory for all recently registered passenger and commercial vehicles within the EU. This means that in 2025 the vast majority of cars leaving the salons will have EDR on board.

The main nonsubjective of this solution is improving road safety by providing precise data for accident analysis. The EDR is intended to aid to better realize the causes of the collision, resulting in more effective prevention strategies and safer vehicle construction. This device records information specified as: vehicle speed, braking force, steering angle, usage of safety belts, engine rotation, and minute of activation of airbags or impact force. These data are written cyclically and overwritten unless a road event occurs – then the last seconds before and after the collision are permanently preserved. This. key changewhich has far-reaching consequences for all driver in Poland and Europe.

What data does EDR collect, and who has access to it? Privacy under scrutiny

The issue of data collected by EDR is highly crucial for privacy. "Black box" does not evidence sound or image from inside the vehicle, nor does it keep track of your way with GPS (although it can evidence velocity and direction of driving). It focuses on the dynamic parameters of the vehicle. These data are stored in the device's memory and, most importantly, are anonymous – are not straight linked to a circumstantial driver or VIN number of the vehicle in specified a way as to let the user to be identified without additional information. They can only be accessed by specialised diagnostic equipment.

According to EU legislation, EDR data are to be accessible primarily to law enforcement and emergency services to reconstruct accidents. They will first be able to usage the information collected to find the course of the event and the responsibility. However, interest in these data from the insurers. Although they do not presently have automatic access to the EDR, in the event of a collision these data may be made available in the course of the investigation, in peculiar if there is simply a request to resolve a dispute over blame. It is worth remembering that the regulations on access and usage of data from EDR are inactive evolving and can be clarified at national level. Polish drivers should be aware that although the data is anonymous, in the context of a circumstantial event they may become direct proof.

"Black Box" and your OC/AC insurance in 2025. Will you pay more?

The introduction of mandatory EDRs opens a fresh chapter in the relation between drivers and insurance companies. Although insurers do not have direct access to EDR data in real time, this information may become a key component in the injury elimination process. In the event of a dispute over blame in a collision, EDR data may be utilized as indisputable evidence, indicating precisely who and how contributed to the incident. This will surely velocity up the compensation process, but at the same time it can incriminate the guilty driver in a way we have not experienced before.

Moreover, the improvement of telematics technologies, which are based on the collection of data about the driving kind (the alleged "pay how you drive"), can gain a fresh impulse. Although EDR is not a strict telematic system, its presence in all fresh car paves the way for a wider application of specified solutions. Insurers can offer OC/AC policies in the future, the price of which will depend on data collected not only from EDR but besides from another systems in the vehicle. That means that safe drivers can number on lower premiumswhile people with aggressive driving kind can anticipate higher costs. In 2025, this is not a standard yet, but the direction in which the motor insurance marketplace is heading is already clear. You should be ready for your habits behind the wheel. direct impact on your portfolio.

What does this mean for Polish drivers? Changes You Must Be Ready for

For Polish drivers the year 2025 brings crucial changes in the context of awareness and work on the road. The mandatory “black box” in the recently purchased car is simply a signal that the era of anonymous driving is slow coming to an end. First of all, increased transparency in determining the causes of accidents. There will no longer be area for conjecture or manipulation of facts – data from EDR will supply an nonsubjective image of the event, which can be both a blessing and a curse, depending on the situation.

Drivers should be aware that their driving kind will have possibly greater consequences. It is already worth considering improving your habits, especially if insurers start utilizing telematics data to calculate premiums more widely in the future. Get ready for that Your ride will be judgedAnd it could affect your finances. On the another hand, for conscientious and careful drivers, EDR may be a defensive tool, confirming their innocence in the disputed situations. It is worth following the improvement of legal regulations in Poland concerning access to and usage of data from EDR to keep up with the consequences of this technological revolution.

In conclusion, the introduction of mandatory "black boxes" in cars is simply a step towards expanding road safety, but besides a fundamental change in the privacy and work of drivers. In 2025, erstwhile buying a fresh car, remember that there will be a device on board that collects data about your driving and that information may have direct impact on your insurance and legal status in the event of a collision. Be aware, be ready and adjust your driving kind to the fresh reality.

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The EU has decided: ‘Black box’ in each fresh car. The insurance company knows everything about you!

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