PKO Bank Polski warns: False emails and fraud – How to safe your online data?

In the age of digitisation and intensive technological improvement cybersecurity becomes a precedence for financial institutions and their customers. PKO Bank Polski, as the largest bank in Poland, has late issued an urgent informing regarding a fresh wave of online fraud that may endanger the safety of your data. Cybercriminals are increasingly utilizing advanced sociotechnical techniques to extort delicate information by sending false emails about the subject ‘Confirmation of transfer’which look almost identical to authentic bank correspondence.

A fresh wave of net fraud – what do you request to know?

PKO Bank Polski informs that fraudsters usage the bank's name to build the trust of the recipients. As a result, customers receive messages that may propose an urgent request to confirm transfer or another financial operations. The main features of specified messages are:

• Message subject: ‘Transmitting confirmation’ or akin wording,
• Sender address: An email address that may seem authentic at first glance, but actually comes from unofficial domains,
• Links and attachments: The news frequently contains links leading to fake websites or attachments containing malware.

These risks may consequence in fraud of individual data and infection of devices malicious software, which exposes users to serious financial losses and failure of privacy.

Why be careful?

In fresh months, there have been an increase in online fraud reports. statistic indicate that in 2024 the number of specified incidents increased by 20% compared to the erstwhile year. PKO Bank Polski stresses that no communication on financial transactions will require confirmation via email, SMS or another channels outside authoritative online banking. Therefore:

• Never click in the links contained in suspicious messages.
• Check sender addresses – authentic messages usually come from authoritative domains specified as @pkobp.pl.
• Use authoritative applications and bank sites to log into your account.

How do you admit fake emails?

Here are any key tips to aid you admit the fraudulent email:

1. Check sender address: authoritative messages from PKO Bank Polski come from a domain that ends with @pkobp.pl. Any deviation from this pattern should rise your vigilance.
2. Content Analysis: False messages frequently contain language errors, typos, or incorrect wordings. Authentic Messages the bank is always carefully prepared.
3. No personalization: Real bank messages should include your name and client number. The deficiency of specified information may indicate fraud.
4. Urgent pressure: Cybercriminals frequently exert force to study that immediate consequence is necessary. Remember, the bank never forces immediate action without verification.

PKO reaction of the Polish Bank

PKO Bank Polski consistently takes action to educate customers and to prevent fraud. As part of the prevention, the bank:

• Regular informs its customers via an authoritative website and mobile application with fresh threats.
• Organisation educational campaigns on network safety where it presents the latest methods of protecting individual data.
• It cooperates with the institutions liable for cybersecurity to respond to any incidents related to online fraud as shortly as possible.

Thanks to specified actions PKO Bank Polski wants to increase the awareness of its customers and defend them from financial losses and breach of privacy.

What to do erstwhile you receive a suspicious e-mail?

If you receive a message that raises your doubts, follow the following instructions:

• Do not open links or attachments included in the message.
• Contact the bank – call the hotline or usage the authoritative application to verify the authenticity of the received message.
• Report suspicious message – you can send her to the bank safety department or study the incidental to the police.

Remember that your safety is most important, and a fast reaction can defend you from serious consequences.

In addition to caution erstwhile beginning emails, it is worth taking care of the overall safety of your data. Here are any applicable tips:

• Update Software: Make certain the operating strategy and all applications are updated on an ongoing basis. Updates frequently include safety-related amendments.
• Use strong passwords: usage unique passwords for different accounts and consider utilizing a password manager.
• Enable two-component authentication: This additional layer of protection importantly impedes access for wrongdoers.
• Monitor your account regularly: Check transaction past and immediately study any unauthorized operations to the bank.

Warning given by PKO Bank Polski it's a signal that online fraud is getting more and more advanced and can contact any customer. Fake emails of the title ‘Confirmation of transfer’ are only 1 of the many tools utilized by cyber criminals to Data fraud and infection of malignant devices software. In order to defend its finances and privacy, it is essential to be vigilant, to comply with safety rules and to usage authoritative banking communication channels.

While taking care of your safety, remember that no financial institution will require you to confirm transfers or another financial operations through suspicious messages. Be aware of the threats and follow the expert advice and your data will be safe.