After reaching 65, many seniors are unaware of the anticipation of recalculating their pension. If they continued their work, were part of the OFE (Open Pension Fund) or retired early, they could benefit from this right. Find out who can apply for a higher pension and how to apply to the Social Insurance Institution.
Who can benefit from a recalculation of the pension?
The right to recalculate a pension is granted to persons who have previously received a pension calculated on the basis of erstwhile government and can now benefit from a more favourable conversion. This applies in peculiar to:
* People who belonged to OFE and retired before 1 October 2017
* People who continued to work after retiring
* People who have retired early
How do I apply for a recalculation of the pension?
The application for recalculation of a pension can be made in respective ways:
* Oh, yeah * Personally at the ZUS facility
* Letter recommended for receipt confirmation
* Electronic via PUE ZUS
In order for the application to be considered, all the required papers confirming the contribution and non-contributory periods, as well as any additional certificates concerning, for example, the continuation of work after retirement, should be attached. The application form for recalculation of the pension (ZUS-ER-WPS) can be downloaded from the ZUS website or received at the ZUS facility.
What should be given in the application?
When completing the application, indicate:
* Oh, my God * individual data
* PESEL number
* NIP number (if applicable)
* Information on contribution and non-contributory periods
* Information on the continuation of work after retirement (if applicable)
It is worth making certain that all the data is entered correctly, as errors will extend the waiting time for processing the application. The model of the completed application can be found on the ZUS website.
Waiting time for examination of the application
ZUS is obliged to respond within 60 days. However, this time may extend in the case of missing papers or a large number of cases to be dealt with. It is worth regularly checking the position of the application on the PUE ZUS or contact the ZUS hotline if the decision has not been issued within the prescribed time limit.
Benefits of recalculating pensions
Recalculation of a pension after 65 may lead to an increase in pension, but the exact amount depends on individual circumstances. In any cases pensioners can gain even a fewer 100 PLN per month.
According to ZUS data, in 2022 more than 100 1000 people applied for recalculation of the pension, of which around 70% of the applications were considered positively. The average pension increase was about PLN 500 per month.
Conclusion
Recalculating a pension is simply a chance for elder citizens to increase their pension. If they continued their work, were part of the OFE or retired early, do not hesitate and apply to ZUS. Remember to attach all the required papers and complete the application correctly to avoid extending the waiting time for processing the application. It is worth utilizing the aid of pension advisors available in the ZUS facilities or contact the ZUS hotline if you have doubts.
