As a elder aged 65, you have the right to recalculate your pension. If you've worked before, belonged to OFE or retired early, you can most likely benefit from this privilege. Find out who can apply for a higher pension and how to apply to ZUS.
The right to recalculate a pension after the age of 65 is granted to persons who have previously received a pension calculated on the basis of earlier provisions and can now benefit from a more favourable conversion. This applies in peculiar to:
* People who belonged to OFE and retired before 1 October 2017 may apply to recalculate their pension after 65 years of age.
* delight note that ZUS does not make specified a conversion automatically – it is essential to submit an appropriate application. If the pensioner does not submit an application, the Social safety Office will only number the pension ex officio after reaching an increased retirement age, which may in any cases exceed 65 years.
The application for recalculation of a pension can be made in respective ways:
* Oh, yeah * Personally in the ZUS facility,
* By a proxy,
* utilizing PUE ZUS (ZUS Electronic Services Portal).
In order for the application to be considered, all the required papers confirming the contribution and non-contributory periods, as well as any additional certificates concerning, for example, the continuation of work after retirement, should be attached. The application form for recalculation of the pension (ZUS-ER-WPS) can be downloaded from the ZUS website or received at the ZUS facility.
When completing the application, indicate:
* Name,
* PESEL number,
* Address of residence,
* The model of the completed application can be found on the ZUS website.
It is worth making certain that all the data is entered correctly, as errors will extend the waiting time for processing the application. In case of doubt, you can besides usage the assistance of pension advisers available at the Social Insurance Institution or contact the Social Insurance Institution.
After submitting the application, ZUS is obliged to respond within 60 days. However, this time may extend in the case of missing papers or a large number of cases to be dealt with. It is worth regularly checking the position of the application on the PUE ZUS or contact the ZUS hotline if the decision has not been issued within the prescribed time limit.
Recalculation of a pension after 65 may lead to an increase in pension, but the exact amount depends on individual circumstances. In any cases pensioners can gain even a fewer 100 PLN per month.
According to ZUS data, in 2022 the recalculation of pension received about 120 000 people, which means an increase of 10% compared to the erstwhile year. The average pension amount after recalculation was around PLN 2500, which means an increase of 5% compared to the erstwhile year.
It is besides worth noting that ZUS is moving a peculiar educational program aimed at informing pensioners about the possibilities of recalculating pensions. This programme includes the organisation of information and training meetings, as well as the preparation of educational materials specified as brochures and leaflets.
In conclusion, recalculating retirement after 65 is an chance for elder citizens to increase their pension. It is so worth taking an interest in this subject and applying to ZUS if you meet the requirements.
Read more:
New Chances for Seniors: Recalculation of Retirement after 65th Year of Life
