Cash continues to play an crucial function in regular transactions today, despite the increasing popularity of non-cash payments. 1 of the most crucial aspects of utilizing ATMs are the cash withdrawal limits, which may vary depending on the bank and the kind of account. In this article, we will examine in item the cash withdrawal limits at PKO BP, mBank and Millennium banks in 2024, which will aid you to better realize and manage your finances.
PKO BP — Cash withdrawal limits
PKO Bank Polski, the largest bank in Poland, offers various financial products and services, including individual accounts with different cash withdrawal limits from ATMs.
Standard individual accounts
For standard individual accounts, PKO BP offers the following cash withdrawal limits:
- Daily cash withdrawal limit from PKO BP ATMs: PLN 3 000
- Daily cash withdrawal limit from ATMs of another banks in Poland: PLN 2 000
- Daily cash withdrawal limit from ATMs abroad: PLN 2 000
Premium accounts
Premium account holders, specified as the Aurum Account or the Platinum II Account, can number on higher limits:
- Daily cash withdrawal limit from PKO BP ATMs: PLN 5 000
- Daily cash withdrawal limit from ATMs of another banks in Poland: PLN 4 000
- Daily cash withdrawal limit from ATMs abroad: PLN 4 000
Change of limits
PKO BP customers are able to change their cash withdrawal limits via online or mobile banking and contact client support directly.
mBank – Cash withdrawal limits
mBank, known for its innovative online and mobile banking, besides offers different cash withdrawal limits depending on the kind of account.
Standard individual accounts
For standard mBank individual accounts, the following limits are set:
- Daily cash withdrawal limit from mBank ATMs: PLN 2 000
- Daily cash withdrawal limit from ATMs of another banks in Poland: PLN 1 500
- Daily cash withdrawal limit from ATMs abroad: PLN 1 500
Premium accounts
Customers with premium accounts specified as eVIP account may benefit from higher limits:
- Daily cash withdrawal limit from mBank ATMs: PLN 4 000
- Daily cash withdrawal limit from ATMs of another banks in Poland: PLN 3 000
- Daily cash withdrawal limit from ATMs abroad: PLN 3 000
Change of limits
Changes to the cash withdrawal limits in mBank can be made by net banking, mobile application or by contacting client service.
Bank Millennium — Cash withdrawal limits
Bank Millennium offers attractive cash withdrawal conditions from ATMs, varying the limits depending on the kind of account.
Standard individual accounts
For standard individual accounts, Bank Millennium proposes the following limits:
- Daily cash withdrawal limit for Bank Millennium ATMs: PLN 2 500
- Daily cash withdrawal limit from ATMs of another banks in Poland: PLN 2 000
- Daily cash withdrawal limit from ATMs abroad: PLN 2 000
Premium accounts
Premium account holders, specified as the Prestige Account, have access to higher limits:
- Daily cash withdrawal limit for Bank Millennium ATMs: PLN 5 000
- Daily cash withdrawal limit from ATMs of another banks in Poland: PLN 4 000
- Daily cash withdrawal limit from ATMs abroad: PLN 4 000
Change of limits
Changes in cash withdrawal limits can be made at Bank Millennium via online banking, mobile application or by contacting the bank hotline.
Comparison of cash withdrawal limits
To better illustrate the differences between the cash withdrawal limits offered by PKO BP, mBank and Millennium, we present the following table:
| Standard | PKO BP | PLN 3 000 | PLN 2 000 | PLN 2 000 |
| mBank | PLN 2 000 | PLN 1 500 | PLN 1 500 | |
| Millennium | 2 500 PLN | PLN 2 000 | PLN 2 000 | |
| Premium | PKO BP | PLN 5 000 | PLN 4 000 | PLN 4 000 |
| mBank | PLN 4 000 | PLN 3 000 | PLN 3 000 | |
| Millennium | PLN 5 000 | PLN 4 000 | PLN 4 000 |
Conclusion
Cash withdrawal limits from ATMs in 2024 vary depending on the bank and the kind of account. PKO BP, mBank and Millennium offer competitive limits, tailored to the needs of different client groups. PKO BP offers the highest limits for standard individual accounts, while mBank and Millennium supply attractive conditions for premium customers.
Understanding these limits is crucial for efficient financial management and avoiding unpleasant surprises erstwhile utilizing ATMs. Regardless of the bank's choice, it is worth regularly checking and adjusting the cash withdrawal limits to your needs, which can easy be done via online or mobile banking.
Remember that cash withdrawal limits can change, so it is always worth keeping up with the current information provided by your bank.
Read more:
New cash withdrawal limit from ATMs: PKO BP, mBank and Millennium
