IRS sees everything. The fresh taxation strategy controls your purchases in real time

The Polish taxation administration is undergoing 1 of the largest technological transformations in its history. Thanks to modern analytical systems, the National taxation Administration (KAS) present has the ability to track transactions of citizens almost in real time. The main nonsubjective is to abuse civilian law (PCC) tax, which many people inactive ignore.

Technology revolution in KAS

From mid-2024 fiscal works on the basis of advanced IT tools, which let for fast processing of transactional data. This software combines information from various registers, banks, authoritative bases and trading platforms, creating integrated image of citizens' purchasing activity.

An analytical strategy based on artificial intelligencewhich automatically detects irregularities and alerts officials of possible deficiencies. An example? Buying a car without a PCC-3 study can be caught within days of the transaction.

What is PCC and erstwhile do you gotta pay it?

Tax on civilian law (PCC) is simply a tribute that must be paid, among others, erstwhile buying a utilized car, private loans, replacing things or establishing a mortgage – if the contract is not concluded with a notary.

Tax rate is usually 2% of transaction valueand the work to notify lies with the buyer. The paper utilized to account for the taxation is the form PCC-3which must be submitted within 14 days after conclusion of the contract. So far, many have hoped for specified transactions to be "invisible", but fresh systems make taxation avoidance increasingly difficult.

How does the fresh strategy work?

The fresh KAS analytical tools analyse data from many sources, specified as:

• CEPIK registers (Central Vehicle and Driver Records),
• bank information (e.g. transfers between individuals of advanced value),
• Announced portals and e-commerce,
• tax returns and PIT forms.

Thanks to the integration of these sources, the taxation can identify that the individual bought the car, but did not submit a PCC-3 declaration or pay the tax. This case goes to analysis and then – increasingly – to automatically generated calls for payment.

Automation – little area for errors

In the past, specified transactions have been hard to track. They required manual data checking, which led to many remaining out of control. Today, thanks to technology, systems detect tax avoidance patterns – e.g. regular purchases of valuables without declarations.

KAS is not only more effective, but besides resource savings. Officials can focus on analysing cases that are indeed questionable alternatively than carrying out mass, time-consuming checks.

Who could that be?

The most common cases where the taxation may be curious in your transactions are:

• purchase car utilized by a private person,
• granting or receiving private loan (e.g. in the family),
• real property swap without the participation of a notary,
• Conclusion donation agreementswhich has not been reported to the office.

In each of these cases, the deficiency of declaration and payment of PCC may not only consequence in call for payment of arrearsbut besides additional interest and penalties.

IRS accelerates – what about privacy?

There is simply a question about the limits of state supervision. The fresh systems, even though they work legally, awaken concerns about citizens' privacy. The taxation administration ensures that these activities are aimed at sealing the taxation system, and the data are processed in compliance with applicable GDPR and taxation laws.

However, experts point out that Information asymmetry between the citizen and the state is growing. People who are unaware of the taxation work can be punished even though they did not act in bad faith. Therefore, taxation education and clear communication from the KAS are important.

What should the payer do?

To avoid unpleasantness, it is worth remembering a fewer principles:

• Check that the transaction is subject to PCC tax.
• Fold PCC-3 form Within 14 days from contract.
• If you are in doubt, usage the aid of taxation advisor or KAS hotline.
• Don't anticipate “no 1 will know” – the systems are working with expanding efficiency.

Future perspective: more automation

The introduction of automated analyses is only the beginning. Ministry of Finance announces further expanding the automation of taxation enforcement, which means that in subsequent years more and more responsibilities will be detected automaticallywithout the engagement of officials.

Citizens must prepare for a reality in which Even seemingly insignificant taxation shortcomings will be captured almost immediately, and "refugee" of the taxation will not be an excuse.