Dramatic financial situation of Poles – all tenth is left with nothing

The financial situation of Poles is increasingly diverse. Although many people take action to Save and safe its financial future, it is inactive a immense part of society struggling with lack of savings. According to the Provident report, every tenth Pole is left with nothing at the end of the month, which is simply a major problem in the context of rising costs of living.

Do Poles spare?

According to the data provided by Provident, Over 60 percent of Poles Declares to regularly postpone money. Most people save 35-44 years of age, where 73 percent they systematically postpone part of their income. This is simply a very affirmative trend, indicating greater financial awareness of this age group. Interestingly, Male save more frequently and systematically than women. Among men to save on a regular basis 67.4 percentFor women, this is only 54 percent.

A differentiated approach to saving

Although most Poles make efforts to save money, they frequently do not postpone fixed amount all month. Many people are struggling to set a regular amount to put aside, and the changing financial situation in the country is creating additional chaos. Savings at least six months of age managed to assemble 49 percent surveyed, which shows that any Poles have adequate financial pillow to feel safer. 13 percent persons postpone at least three months of life.

14 percent of Poles have no savings

Unfortunately, inactive 14 percent of Poles has not raised any additional funds in the last year. This is simply a very worrying result, which shows that any of the society faces serious financial difficulties and there is no backdrop for emergency spending. It is worth noting that financial experts urge that all man should have so-called financial cushionis 3 to 6 period expenditure. Without specified savings, in case of unexpected problems (e.g. occupation failure or abrupt illness), Poles may have a large problem with maintenance.

Situation at end of month

The study besides shows that more and more Poles is able to postpone part of its income at the end of the month. In 2022 23.8 percent left in the account Over 20 percent its monthly revenues, and in 2023 this consequence increased to 33 percent. In 2024 this figure increased even more, reaching 37 percent. This means that more and more people are able to save and keep an adequate financial balance. However, they are inactive mostly men, among whom 41,5 percent has over 20 percent of her income on her account, while among women it is 32.6 percent.

Financial problems of Poles

However, despite these affirmative trends, every tenth Pole struggles with deficiency of any savings. This is very disturbing, especially in context rising inflation and rising costs of surviving that force many people to tighten their belt. Therefore, the deficiency of savings can lead to difficulties in gathering basic needs and besides make them susceptible to the financial crisis exposed to serious problems financial.

Saving factors

Many experts draw attention to various factors that affect whether Poles are able to Save regularly. The most crucial is revenue, cost of living, but besides social and educational financial awareness. In Poland there is inactive a deficiency of adequate financial education programmes that would let citizens to better manage their money and invest in the future.

It is worth noting that, despite the diversity of financial situation, Poles are increasingly eager to take steps to improving your situation. Saving for the future is simply a precedence for many people, although there are inactive many barriers that make it hard for them to put down funds systematically.

The Provident study perfectly illustrates the current financial situation of Poles. Come on. increased number of people who save regularly, this inactive immense part of society has no additional funding. 14 percent of Poles has not accumulated any savings in the last year, which represents a serious threat to the rising cost of living. It will be crucial for the government and financial institutions to offer adequate support in the form of financial education and savings programmes that will let Poles to manage their money safely.