Special pension for years 1949-1969. ZUS puts 1 key condition

The Social Insurance Institution has prepared a peculiar benefit for persons born in certain years, beginning the way for early termination of professional activity. We are talking about Poles from the years 1949-1969, for whom the Social Insurance Institution predicted the anticipation of retiring on preferential terms. However, euphoria can be premature. Although the age criterion is simply a gateway to enjoying this privilege, it is only the first of many conditions. It is crucial to paper work under very circumstantial circumstances, which can be an insurmountable barrier for many curious parties. The rules are precise and leave no area for interpretation, excluding from the programme a large group of people who, despite their age and seniority, will not be able to number on early service. We are looking at who actually has a chance for this peculiar pension and what papers should be prepared to avoid ZUS rejecting the application.

Who qualify for a peculiar pension? Key criteria

In order to start an early retirement effort at all, 2 basic formal conditions must be met. The first and most crucial is birth date between 1949 and 1969. Only those of these years are subject to peculiar regulations. The second condition concerns the overall duration of work, i.e. the sum of contribution and non-contributory periods. For women, it is minimum 20 years, whereas men must paper at least 25 years Work.

However, gathering these 2 criteria is only the beginning of the road. The age and general traineeship alone do not warrant the grant of the benefit. The Social safety Office sets 1 key condition that determines everything: the request to prove work in peculiar or peculiar conditions. It is this component that makes a peculiar pension an elite benefit, available only to a selected professional group. Without appropriate papers confirming the nature of the duties carried out, the application will be rejected, even if the another conditions are met.

In practice, this means that thousands of people born in designated years who have worked their full life under standard office, commercial or service conditions will not be able to benefit from this option. This solution is aimed at those whose work active an above-average burden on wellness and psyche, which the legislator considered as a basis for granting them the right to early rest.

Working in peculiar conditions. What precisely is it?

The definition of ‘work in circumstantial or circumstantial conditions’ is set out in the government and is based on a regulation of the Council of Ministers of 7 February 1983. This paper shall contain a precise list of posts and industries eligible for early retirement. According to regulations, it is simply a work that has been characterised by a crucial degree of wellness harm or requires superior psychophysical performance. ZUS takes peculiar account of situations where work:

• was exceptionally burdensome or harmful to health, which active vulnerability to chemical, physical or biological agents;
• required increased psychophysical performancewhose maintenance at a advanced level decreases with age;
• was associated with great responsibility for public safety or for the life and wellness of others.

The list of professions entitled to this benefit includes: miners, steel workers, people employed in asbestos processing as well as GOPR and TOPR rescuers. But that is not all. Representatives of another industries are besides entitled to early retirement. For example, railway operators (after 15 years on the railway), journalists (with 15 years of experience) and any employees of the ultimate Audit Chamber may apply for it. An exceptional group of artists, specified as Dancers, acrobatics, musicians or actorswho, on account of the circumstantial nature of the profession, may apply for services much earlier, sometimes after the age of 40.

These agreements will not be taken into account by ZUS. crucial exemptions

One of the most common reasons for disillusioning those seeking early retirement is the question of employment. The Social Insurance Institution is inflexible and takes into account only working periods under a full-time contract. This is critical due to the fact that it excludes many popular forms of employment that were and are common on the Polish labour market.

ZUS will not be categorically included in the traineeship in the circumstantial periods during which the individual was employed on the basis of:

• Contracts for orders or for works – even if the work was carried out under the same conditions as at the stage, civilian contracts are not taken into account.
• Running your own business – Self-employment, even in a sector considered harmful, does not qualify for benefits.
• Part-time employment contracts – peculiar conditions must be carried out on a full-time basis.

These exemptions have immense applicable consequences. This means that a individual who has worked in a mill for 20 years, but for 5 years on a contract, may neglect to meet the request of a 15-year period of employment under peculiar conditions. Therefore, it is so crucial to look closely at your employment past and collect your work certificates, which clearly confirm full-time work. Any gaps or inaccuracies in the documentation will work against the applicant.

How and erstwhile to apply? Time limits are crucial

The procedure for applying for a peculiar pension requires not only the completion of the applicable papers but besides the monitoring of deadlines. Submission of an application at the incorrect time may consequence in rejection or hold of payment of the benefit. The most crucial regulation is: the application must be submitted no later than the day before the general retirement age (currently 60 years for women and 65 years for men).

Submission of papers besides early, for example a fewer months before reaching the required age, will consequence in ZUS issuing a refusal decision. In turn, I am late and filing an application after reaching the retirement age does not deprive the right to benefit, but its payment starts only from the period in which the papers entered the office. This means losing money for the erstwhile months.

The application shall be accompanied by a set of papers confirming the past of employment. First and foremost, work certificates with an endorsement on the performance of work under peculiar conditions, as well as certificates from employers. It is besides worth preparing ZUS forms, specified as ERP-6 (Information on contribution and non-contributory periods) and EMP (Retirement application). Where ZUS issues a negative decision, the applicant shall have the right to apply free of charge to the labour court and social safety within 1 period of receipt of the decision.