Both men and women in Poland who have reached 65 years of age can benefit from the right to recalculate their pension. This is simply a large convenience for those who continued their work, belonged to OFE (Open Pension Funds) or retired early. It is worth knowing details about this right and how to apply to the Social Insurance Institution.
The right to recalculate a pension is granted to persons who have previously received a pension calculated on the basis of erstwhile government and can now benefit from a more favourable conversion. This applies in peculiar to persons who belonged to OFE and retired before 1 October 2017. They may apply for a recalculation of the pension after the age of 65.
It is worth remembering that ZUS does not make specified a conversion automatically. It is essential to submit an appropriate proposal. If the pensioner does not submit an application, the Social Insurance Institution will only convert the pension ex officio after reaching an increased retirement age, which in any cases may exceed 65 years. In 2022 it was about 170 000 cases.
The application for recalculation of a pension may be made in respective ways, including:
* Oh, yeah * Personally at the ZUS facility
~ By letter ~
* utilizing PUE ZUS (ZUS Electronic Services Portal)
* By electronic banking
In order for the application to be considered, all the required papers confirming the contribution and non-contributory periods, as well as any additional certificates concerning, for example, the continuation of work after retirement, should be attached. The application form for recalculation of the pension (ZUS-ER-WPS) can be downloaded from the ZUS website or received at the ZUS facility.
When filling out the form, indicate:
* Name
* PESEL number
* Number of pension award decision
* Contribution and non-contributory periods
* The exact amount of pension presently received
It is worth making certain that all the data is entered correctly, as errors will extend the waiting time for processing the application. The model of the completed application can be found on the ZUS website.
In case of doubt, you can besides usage the assistance of pension advisers available at the Social Insurance Institution or contact the Social Insurance Institution. ZUS is available from Monday to Friday from 8 to 18.
After submitting the application, ZUS is obliged to respond within 60 days. However, this time may extend in the case of missing papers or a large number of cases to be dealt with. In 2022 ZUS dealt with about 120 1000 applications for recalculation of pension.
It is worth regularly checking the position of the application on the PUE ZUS or contact the ZUS hotline if the decision has not been issued within the prescribed time limit.
Recalculation of a pension after 65 may lead to an increase in pension, but the exact amount depends on individual circumstances. In any cases pensioners can gain even a fewer 100 PLN per month. According to ZUS data, in 2022 the average amount of pension in Poland was about PLN 2500 per month.
It is worth remembering that the right to recalculate a pension is governed by the Pensions Act of 17 December 1998. This law defines the conditions and mode of granting pensions and pensions in Poland.
Summary of information:
* Oh, my God * The right to recalculate a pension is granted to persons aged 65.
* The application for recalculation of the pension can be made in individual at the ZUS facility, by letter, via the PUE ZUS or by electronic banking.
* In order for the application to be examined, all the required papers confirming the contribution and non-contributory periods should be attached.
* ZUS is obliged to respond within 60 days.
* Recalculation of pension after 65 may lead to an increase in pension, but the exact amount depends on individual circumstances.
More here:
Retirement after 65: fresh opportunities
