If you're a elder after 65, you most likely don't realize that you can apply for a recalculation of your pension. That could mean your pension might be higher than you think. If you continued your work, you were part of the OFE (Open Pension Fund) or went into early retirement, it is very possible that you can exercise this right.
Who can apply for a recalculation of the pension?
The right to recalculate a pension after the age of 65 is granted to persons who have previously received a pension calculated on the basis of earlier provisions and can now benefit from a more favourable conversion. This applies in peculiar to:
* People who belonged to OFE and retired before 1 October 2017,
* People who continued to work after retiring,
* People who have retired early.
How do I apply for a recalculation of the pension?
In order to apply for a recalculation of the pension, all the required papers confirming the contribution and non-contributory periods, as well as any additional certificates concerning, for example, the continuation of work after retirement, should be attached. The application form for recalculation of the pension (ZUS-ER-WPS) can be downloaded from the ZUS website (Social Insurance Institution) or received at the ZUS facility.
When completing the application, indicate:
* Name,
* PESEL number,
* Address of residence,
* telephone number,
* Email address,
* Information on contribution and non-contributory periods,
* Information on the continuation of work after retirement.
It is worth making certain that all the data is entered correctly, as errors will extend the waiting time for processing the application.
Waiting time for decision
After submitting the application, ZUS is obliged to respond within 60 days. However, this time may extend in the case of missing papers or a large number of cases to be dealt with. It is worth regularly checking the position of the application at the PUE ZUS (Portal of Electronic Services of the Social Insurance Institution) or contact the ZUS hotline if the decision was not issued within the specified time limit.
Pension amount after recalculation
Recalculation of a pension after 65 may lead to an increase in pension, but the exact amount depends on individual circumstances. In any cases pensioners can gain even a fewer 100 PLN per month. According to ZUS data, in 2022 the recalculation of the pension brought on average 320 PLN per month.
Figures
In Poland there are about 8.5 million pensioners. Of these, 65% are women and 35% are men. The average pension amount in Poland is about PLN 2,300 per month.
Conclusion
Recalculation of pension after 65 may be beneficial for many pensioners. It is worth checking whether you can apply for a recalculation of your pension and whether you can number on a higher amount. Don't wait, apply present and increase your pension.
Continued here:
Retirement at 65: Can you number on a higher amount?
