Social Insurance Institution (ZUS) introduces significantly higher compensation rates for victims in accidents at work And their families. Under fresh regulations that apply from April 2024 au March 2025, injured workers may receive PLN 1431 for any percent of permanent or prolonged wellness damage. In the event of the death of the insured person, his closest ones may receive even PLN 128,799.
Higher stakes – what changed?
The introduction of fresh compensation rates is an crucial change that will affect the financial situation of victims of accidents at work. The compensation strategy distinguishes between 2 types of wellness damage: solidwhich causes irreversible wellness effects, and long-term, over six months with the anticipation of improving health. The amount of the benefit depends on the percent of harm to wellness and constitutes 20% of average wage for all percent of the damage.
The most crucial changes concern people who have become completely incapable to work And self-existence. For specified persons, a one-off benefit of PLN 25,044. It's an amount to aid guarantee medical care and rehabilitation. Additionally, those affected by tragedy who have lost their closest household associate can number on adequate benefits, depending on who remains the direct heir.
Compensation for the death of the insured person
In the event of the death of the insured person, benefits to the household are besides dependent on the situation of a peculiar household member. The highest amounts are foreseen for spouses and children of the deceased. In circumstantial cases, e.g. in the case of children under the age of 18, additional amounts may be allocated to guarantee their financial stableness after losing their parent.
For families with children, these changes in the compensation strategy can supply crucial support during a hard period. An increased amount of benefits can aid to cover costs care and let children to be kept at the right level of life, despite the tragedy of the death of a loved one.
Impact on the financial situation of victims
These changes besides affect victims of accidents at work. Higher benefits let better rehabilitation, acquisition of modern medical devices, as well as covering costs related to long-term treatment. As a result, victims have a better chance of recovery and function in everyday life. Importantly, the strategy focuses on comprehensive support people incapable to work, which can improve the quality of life of those affected by accidents.
Protection strategy for families with children
New regulations peculiarly defend families with children. Introduction additional amounts, which increases the compensation for all kid who lost a parent as a consequence of an accident at work. This solution aims to ensuring financial stability The youngest household members who are frequently incapable to supply for themselves after losing their guardian.
Changes in employers' practices
The introduction of higher compensation rates may besides affect employers' practices. Higher compensation costs may supply additional incentives for companies to invest in prevention and improving working conditions. Care for workers' safety and compliance with wellness and safety standards becomes not only ethical but besides financial, given the amount of compensation that the company will be obliged to pay in the event of an accident.
Increase in worker awareness
Increasing compensation can besides contribute to expanding awareness among workers of their rights. With higher benefits, employees can be more likely to study accidents at work and occupational diseases, and to assert their rights in situations that may have previously been ignored.
Impact on the insurance market
Changes in the compensation strategy may besides affect the marketplace supplementary insurance. With higher compensation rates, more and more people may consider buying additional insurance the consequences of accidents, which will increase interest in these products.
New government important changes in a compensation strategy that has a affirmative impact on financial stableness of families affected by accidents at work and the employees themselves. Higher compensation rates give them a chance to better rehabilitation and Safer Life After the accidents. It is so worth knowing their rights and knowing how they can improve the financial situation during a hard period.
Read more:
One-time payments from the Social Insurance Institution – what is due to the victims?
