Mandatory sensors in homes. The insurance company will refuse to pay after the fire!

dailyblitz.de 4 weeks ago

Since December 2024 the lives of hundreds of thousands of landlords in Poland changed forever. Minister Tomasz Siemoniak signed a regulation which introduces an absolute work to install smoke detectors and carbon monoxide in properties. This is no longer an option – it is simply a necessity to save hundreds of human lives, but besides creates fresh financial and legal challenges for Poles. No more freedom, now everyone must prepare for the upcoming changes that may have dramatic consequences for your safety and wallet.

The fresh government is simply a consequence to tragic fire statistic and to the poisoning of the cuckoo, which has been taking a deadly toll for years, called "the silent killer". Experts agree: this move, although costly, is necessary. The question is whether you are ready for these changes and what precisely you request to do to avoid problems with the law and more importantly – Protect your life and fortune? Insurers have already warned that the deficiency of sensors can mean 1 thing: no compensation after tragedy.

End of Freedom: fresh responsibilities for each owner

There's no turning back. The fresh provisions on mandatory installation of smoke detectors and carbon monoxide include all apartments and houses in Poland – both private and rented. The order of Minister Tomasz Siemoniak, which entered into force in December 2024, means that the era of voluntaryness in the issue of basic safety has come to an end. Now all property owner has to take concrete steps to comply with the fresh requirements.

Especially strict terms apply to developers and property owners for short word rental, specified as popular apartments in Airbnb services. In case of new buildings, sensors must be fitted from the minute of receipt of the investment. Property owners for short word rental have time to June 2026to install the required devices. For all another owners of housing and single-family homes, the deadline is 2030. Although the date seems distant, it is worth remembering that procrastination can consequence not only in legal problems, but above all – in endangering life.

Security price: How much do sensors cost and what about insurance?

The introduction of fresh responsibilities is always cost-effective and in this case it is no different. For many Polish families, the acquisition and assembly of smoke and carbon monoxide sensors will mean additional expenditure. The basic certified smoke detector is the cost of the order from 50 to 200 PLN, while for the bomb sensor must be paid from 100 to 300 PLN. In the case of a single-family home where 2 or more smoke detectors and 1 blast are usually needed, the full expenditure may be from 400 to 600 PLN. With larger properties or multi-family ones, the cost of course increases accordingly.

However, this is not the end of spending. The first investment includes the costs of moving maintenance: regular battery replacement, performance tests and the request to replace the device after respective years of use, as recommended by the manufacturer. But most importantly, No mandatory sensors can have far more serious financial consequences than the acquisition cost itself. Insurers are already announcing that in case of fire or smoke, refusal to pay compensation may be justified if the property was not required by law of the equipment. This is key information for each owner – safety goes hand in hand with property protection.

Tragic Statistics: Why did the government gotta act?

The decision to introduce mandatory sensors is not accidental – this a desperate consequence to dramatic statisticswhich for years have shown the scale of tragedy in Polish homes. According to the State Fire Department data, only in 2024 in Poland occurred above 27 1000 fires in residential buildings. In these events, life lost until 269 people. These are numbers that talk for themselves and show how large the hazard is.

Even more treacherous is carbon monoxide, called "the silent killer", due to the fact that it is odourless and colourless. In 2024 he killed 43 persons and poisoned close 1200 moreoften leading to permanent wellness damage. Experts, including firefighters and doctors, have no uncertainty – the introduction of the work to install sensors It would save hundreds of lives. A year. Poland, erstwhile implementing these regulations, is inactive catching up. In Western European countries specified as Germany, Austria and France, akin regulations have been in force for years, and statistic are clear: the number of deaths in fires and poisonings has fallen there even by half. This is proof of the effectiveness of this solution.

What do you gotta do? applicable Guide for Owners

In the face of the fresh legislation, it is crucial to take specific and fast actions. If you own the property, don't hold – you gotta plan the acquisition and assembly of smoke detectors and carbon monoxide. Remember, although the deadlines are different for different groups, earlier action is always more beneficial.

First of all, choice sensor models that meet current safety standards and have appropriate certificates. Do not save on quality due to the fact that it is up to your life and health. It is besides worth ordering their installation experienced professionals, which will guarantee the correct location and connection of the devices. Remember, incorrect installation can destruct all effort. By acting in advance, you will avoid not only queues and possible price increases, but above all you will gain peace of head and assurance that your household is safe. Don't wait for the last minute – safety no price.

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Mandatory sensors in homes. The insurance company will refuse to pay after the fire!

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