The slogan of the public debate "living by law, not by goods“ It has not only led to increased discussions about increasing housing exclusion, but has besides put force on the ruling people to come up with legislative proposals that would be hard to resolve. It is the task of politicians not only to make it easier for a circumstantial mark group to get its own place of residence, but besides not to make it more hard for others and not to make the marketplace worse.
All associate States of the European Union have committed themselves to taking action to combat homelessness by 2030. According to a study by the European Federation of National Working Organizations (FEANTSA) there are about 895 000 homeless people in Europe. However, Eurostat data shows that there may be as many as 20 million people who are experiencing housing exclusion on our continent, including those who cannot be self-sufficient for socio-economic reasons.
Law and Justice tried to make it easier to get their own apartment, introducing the “Safe Credit 2 %”. However, the task turned out to be only election sausage before losing the election and only caused the real property prices to rise. In its impact assessment, the Ministry of improvement and Technology considered that the strategy "was 1 of the main drivers of the growth of request in the housing marketplace and request for housing in the marketplace offer", which resulted in "a emergence in housing prices that was different from the average in erstwhile years, reflected, inter alia, in the dynamic increase in average amounts of housing loans granted".
The programme was then intended to benefit 82.5 1000 people, which translated into 59,6 1000 loans granted. However, the Credit Information Office reported that 40% of beneficiaries could afford to take credit in commercial terms. "Safe 2 percent loan" ended its operation together with the end of last year, as it is to be replaced by "Locative Credit #onStart", proposed by the current governing coalition and commonly called 0 % credit.
First a 0 percent loan, then a partnership. Why not the another way around?
The form of support in the fresh expression is to include mortgage payments, taking into account the limits of earnings. For a single-person farm, it is PLN 7 1000 net, for a two-person population of 13,000, for a three-person population of 16,000, for a four-person population of 19.5 thousand, and for a five-man or more, 23 thousand.
Credit payments will vary according to household size and number of children. For households without children, the credit rate will be 1.5%; in the case of having 1 kid – 1%, twos – 0.5% and threes – 0%.
On the website of the Ministry of improvement and Technology, it was pointed out that mortgage loans could be granted jointly to 2 persons regardless of the legal relation between them, which may be crucial for single-sex couples, if, at the legislative stage, the drafter does not change his mind. This evidence is important, that despite the promises of the ruling LGBT+ pair, they inactive cannot regulate their unions legally, which is expected to hold the Polish People's Party.
Minister of Equality Katarzyna Kotula informed at the end of April in an interview with TVN24 that the "great brake" in this case is Deputy Prime Minister Władysław Kosiniak-Kamysz, who postpones the submission of the bill as a government project. This is due to the European Parliament elections to be held on 9 June. The Left MP stated that she could "wait" if this meant that the partnerships would not should be presented as a parliamentary initiative, which she felt had a symbolic dimension.
– The task comprehensively changes the provisions of another laws to make a solid foundation for real change. It even amends 100–200 laws on household and taxation codes. The government task is simply a symbolic demonstration by the Coalition on October 15 that it is time for a change, and designation that LGBT people are guaranteed equal rights in the Constitution's records. Most EU countries have already changed their laws. In Poland, the community has been waiting for more than 20 years. This is the absolute minimum that the government coalition should do – said Katarzyna Kotula.
However, it is not known whether there will be a majority to pass the project. PSL Members have repeatedly said that organization discipline does not apply to issues they call worldview. The current parliamentary majority is 246 Members, of which the group of Władysław Kosiniak-Kamisha holds 32 seats in the lower parliament. Without at least partial support for the PSL for the partnerships, the bill may rise 214 votes “for” while remaining committees of the ruling coalition keep their word. It takes 231 to pass the bill.
LGBT+ couple with flat #onStart, but without partnerships
The inclusion of the ‘lack of legal relationship’ between 2 persons in the subsidy to credit can be interpreted in 2 ways. The first explanation suggests that the task thus lays the foundation for the Law on Partnerships and prepares society for it. The second says that it is simply a fuse and easier for LGBT+ couples, if the law for formalising same-sex relationships could not be passed in the future.
However, the final form of the law on partnerships is crucial for single-sex couples having offspring due to the expression of utilizing the program "Locative Credit #naStart". The Minister of Equality would like the bill to regulate the adoption of children, which is categorically opposed by the PSL.
"I will not vote in favour of the position of marriages for homosexual couples and I will not vote in favour of kid adoption and adoption. I will be against it, I have always said it clearly" – said Władysław Kosiniak-Kamysz in his conversation with the media in April.
The issue of adopting children is simply a kind of interior adoption, consisting in the legal protection of a insignificant if 1 parent is severely sick or dies. erstwhile a kid is raised by 2 women, only the 1 who gave birth is legally recognized as a parent, and the another is treated as a alien under the current law. The adoption of this regulation besides affects whether the LGBT+ household will be able to benefit from a credit of 0%, 0.5%, 1% or 1.5%.
0 % credit, i.e. equity per ship
According to the latest ILGA-Europe ranking Rainbow Map"Poland has one more time proved to be the most homophobic country in the European Union. We took 41th place in 49 of all the countries surveyed, being in the company of countries specified as Russia, Belarus and Azerbaijan, where human rights are commonly violated. The ranking shall be based on an analysis of national government and its practice of application.
Mortgage subsidies for single-sex couples and making it easier for them to get a common home is simply a pragmatic action and the application of legal equality “on boat”. The designation of LGBT+ people in the programme of cheaper loans is simply a step towards social justice, but it does not mean equality. For this, at least the law on partnerships is needed.
Poland, Lithuania, Bulgaria, Slovakia and Romania do not recognise registered partnerships in the European Union. In 2023, partnerships were legalized in Latvia, whose society was greatly divided in this matter. A year earlier, SKDS conducted a survey that indicated that 25 percent of Latvians accept sexual minorities, 49 percent have a neutral ratio to them, and 23 percent do not accept them. The president is presently Edgars Rinkeviczs, who became the first openly homosexual individual in the European Union.
Support for the legalisation of formalisation of same-sex relationships continues to grow. global IPSOS poll LGBT+ Pride 2023 pointed out that in the last 10 years, support for legalization of single-sex marriages increased by half, i.e. from 21% to 32%. Data indicated that 67 percent of Poles believe that homosexual couples should be able to marry or legalize a relation in another way. The lack, so far, of the Law on Partnerships shows that society has more liberal views than elected politicians who seemingly are far behind public opinion.
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Bartosz Treder – student of journalism and social communication and psychology at the University of Gdańsk.
