In 2025, the subject of wages in Poland continues to attract large interest, especially in the context of rising costs of surviving and rapidly changing economical situation. According to the latest data from the Ministry of Finance, only a tiny part of Poles gain monthly over PLN 10 1000 gross, which represents around 7.9% of all tax-paying. This group of earners can so be considered a reasonably elite group that actually exceeds the second taxation threshold.
Ministry of Finance data for 2024
The Ministry of Finance published a summary of PIT taxation settlements for 2024. They propose that close 1 991,000 taxpayers It exceeded the second taxation threshold, which means yearly income above PLN 120 thousand, which is on average over PLN 10 1000 gross per month. It is from this amount that the higher income taxation rate begins – 32%, which concerns income exceeding the threshold.
Until then, there is simply a basic taxation rate of 12%. In practice, this means that for earnings up to PLN 120 1000 per year we pay 12% of the tax, and for the surplus above this amount already 32%. This is crucial for people with advanced incomes who request to plan their finances and taxation settlements properly.
The importance of this group to the economy
A group of people earning more than PLN 10,000 per month, although comparatively small, plays an crucial function in the Polish economy. They affect the consumer, investment and trends in the premium services sector. According to an analysis prepared by the Labour marketplace investigation Institute, people in this group besides show a greater tendency to save and invest, which positively affects the improvement of the capital market.
Economics expert, Dr Magdalena Sobczak, emphasises:
"High-income people are driving the economy through consumption of fixed goods and investments, which translates into employment growth and the improvement of fresh economical sectors."
What are the figures for the full payer population?
In 2024 Poles submitted 23.6 million taxation returns electronically, which represents about 95% of all PIT accounts. This is simply a crucial increase compared to earlier years, which shows an expanding digitalisation of taxation processes and facilitations for taxpayers.
In addition, 14.4 million people received a taxation refund, and full reimbursements were over PLN 22 billion. The average return for these taxpayers so amounted to about PLN 1,527, which for many represents crucial financial support.
These data show that the taxation strategy is inactive effective and that most Poles receive returns, which translates into greater household liquidity.
Forecasts and trends for 2025
Experts from the Ministry of Finance foretell that the number of people earning more than PLN 10 000 will gradually increase, but the pace of this increase will be average due to the overall economical situation and the level of inflation. The increase in wages will mostly depend on the improvement of the services sector, fresh abroad investment and changes in the labour market.
As indicated by the PwC study in early 2025, Poland is inactive facing demographic and migration challenges that can affect the availability of skilled labour. At the same time, however, modern technologies and 4.0 are developing, which make a request for higher salaries for professionals.
Importance of financial education and taxation planning
Tax planning and financial education are peculiarly crucial for those who exceed the gross threshold of PLN 10 000 per month. Optimisation of accounts, investment in surpluses and awareness of taxation rules let efficient financial management.
Tax advisor Jan Kowalski notes:
“Employment above PLN 10 1000 is not only prestige, but besides financial responsibility. It is crucial that taxpayers usage available advisory tools and services to aid minimise the legal burden."
Summary of figures and their socio-economic context
In summary, a group of Poles earning more than PLN 10 1000 gross per period is about 7.9% of taxpayers, or nearly 2 million people. It is an economical elite that, despite rising costs of living, can inactive afford to live comfortably and invest.
It is worth noting that in 2024 the vast majority of Poles earned below this amount, which shows the wage divided in the country. However, economical development, digitalisation and investment have given emergence to opportunities to improve the financial situation, although they stay a challenge.
Read more:
How many Poles gain over 10 1000 PLN? Latest data 2025
