Central Statistical Office (GUS) published the latest inflation figures in Poland for July 2025, which show that consumer goods and services prices increased by 3.1 percent year to year. This is crucial for all household, due to the fact that it straight translates into purchasing power and regular spending. Compared to June this year, prices rose by 0.3 percent, indicating the continuation of the growth trend in many sectors. Although the overall inflation rate may seem stable, a detailed analysis of the CSO data reveals which categories of products and services are the most charged to the budgets of Poles and why it is worth looking at its expenditures.
Annual inflation 3.1%: What's more costly in a year?
Price increases by 3.1% year-on-year are the average behind which there are importantly higher increases in key areas. According to CSO data, the highest impact on this indicator was expensive: food (growth by 4.7%), which represented as much as 1.11 percent points to full inflation. There's a cost right behind it. housing (increase by 3.4%), adding 0.84 percent points. They besides cost quite a few money. alcoholic beverages and tobacco products (by 6.5%) and restaurants and hotels (by 5.8%)which together accounted for a crucial share of the overall price increase. These figures clearly indicate that regular needs, specified as grocery buying and housing bills, are inactive absorbing more and more of the household budget.
Monthly price fluctuations: Where have we been relieved, and where are the fresh increases?
Analyzing price changes period to month, which is July compared to June 2025, we see an increase of 0.3%. The biggest impact on this month's growth was higher prices for housing (by 0.6%), recreation and culture (by 2.3%) and transport (by 1.0%). These categories increased the rate by 0.16 p.m. and 0.15 p.m. respectively for recreation and transport. On the another hand, lower prices in terms of food (decreased by 0.7%) and clothing and footwear (3.0% decrease). This means that while the overall trend is increasing, temporary reductions have been recorded in any areas, which may be the consequence of seasonal sales or lower commodity prices.
Transportation: Exception to regulation or temporary anomaly?
The category of transport presents interesting, bipolar dynamics. In an yearly perspective, transport prices fell by 4.6%, which reduced the overall inflation rate by a crucial 0,50 percent point. This is likely due to the stabilisation or fall in fuel prices on an yearly basis, as well as lower car acquisition costs. However, monthly (July vs June), transport prices increased by 1.0%. This discrepancy may consequence from seasonal increases in fuel prices during the vacation period or increased request for transport services. It is worth monitoring this category due to the fact that its volatility can have a crucial impact on the budget of drivers and travellers in the coming months.
How will inflation 3.1% affect your budget in the coming months?
Although inflation of 3.1% may seem average compared to evidence levels from erstwhile years, CSO data clearly indicate that The cost of surviving in Poland continues to increase, especially in key categories specified as food and housing. This means that Poles buy little for the same money. In order to minimize the negative effects of inflation, it is worth examining your spending in item and looking for savings. Focusing on food planning, monitoring energy prices and sound management of the household budget is crucial. The data from July 2025 is simply a signal that despite any declines, inflationary force is inactive felt and requires informed management of individual finances.
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The Central Statistical Office gave the July figures. Inflation 3.1% – this is what costs the most!
