For many Poles who approach retirement age, the failure of work can be a real blow. This is not only the stress of a abrupt change in life situation, but besides a real threat to financial stability. Fortunately, the state offers in specified situations invaluable support. As of March 1, 2025, the Social safety Office pays a pre-retirement benefit of up to PLN 1893,41 gross A month. This amount, after deduction of premiums and taxes, is around PLN 1417.90 net, which may constitute a financial bridge to retirement for persons aged 56 who have lost their jobs for reasons beyond their control.
Many people do not realize that they meet the conditions to receive this money. This is not a benefit for all unemployed individual – this is simply a peculiar support, aimed at a circumstantial age group that has been in a hard situation overnight. In our article, we explain in item who can number on this witness, what conditions must be fulfilled, and how to apply step by step for this key support. Don't let that money pass you by!
What is pre-retirement benefit, and why is it crucial?
The pre-retirement benefit is not just another benefit – it is simply a strategical financial support mechanics that aims to guarantee stableness for people of pre-retirement age who unexpectedly lost their income. In the face of dynamic changes in the labour market, where the decommissioning of establishments or collective redundancies are becoming more frequent, this kind of aid becomes absolutely crucial. Its aim is to minimise the hazard of poorness and social exclusion at a time erstwhile uncovering fresh employment, especially for the elderly, can be highly difficult.
As of March 1, 2025, the amount of this benefit was updated to PLN 1893,41 gross. This is simply a circumstantial amount that goes to the eligible account all month, giving them a sense of safety and time to kind things out. It is worth noting that this benefit is paid until the retirement age is reached, erstwhile ZUS automatically turns it into a full pension. It is simply a smooth transition that eliminates additional stress and formalities, ensuring financial continuity in 1 of the most delicate moments of working life.
Who has a chance at almost 1,900 PLN? circumstantial conditions of ZUS.
Not all individual after 56 who has lost his occupation is automatically eligible for pre-retirement benefits. ZUS precisely defines the conditions that must be met in order to benefit from this support. First of all, occupation losses must happen for independent reasons the insured person, specified as the liquidation of the establishment, the declaration of bankruptcy of the company, or collective redundancies. It's a key component to document.
Another condition is the appropriate age and traineeship. In order to apply for a benefit, women must have completed 56 years at least 20-year insurance placement. But men must scope age 61 years and have a minimum 25 years of traineeship. There are besides exceptions to the benefit: women can apply for it 55 years of ageif they have 30 years of traineeshipand men from 60 years old au 35 years of traineeship. In addition, in order for the application to be considered positively, it is essential to registry with the employment office as unemployed and to collect unemployment benefit by at least 180 days.
Pre-retirement protection: what do you request to know about the Labour Code?
Before moving on to the details of applying for benefits, it is worth to realize that Polish law besides provides for a different form of support for people of pre-retirement age – Protection of employment resulting from the Labour Code. Article 39 of the Labour Code provides that an employer may not terminate a contract of employment for a individual who is no longer than 4 years old until the retirement age is reached if his/her traineeship allows him/her to be entitled to a pension. This means that women after 56 and men after 61 (at the standard retirement age of 60/65) are under peculiar protection.
This protection is intended to guarantee the stableness of employment at a time erstwhile it is hard to find fresh jobs. However, it is not absolute. It does not include, for example, fixed-term contracts that end before the retirement age or erstwhile the company declares bankruptcy or is liquidated. It is in these legal gaps where the protection of the Labour Code ceases to work, that pre-retirement benefits become Last resort. It is crucial to separate between these 2 forms of support and know erstwhile they apply to effectively safe their financial future.
How can I apply for a witness? Step by step to support.
The process of applying for pre-retirement benefits, although it requires many conditions, is clearly defined by the Social safety Office. The first and key step is registration at the region labour office as an unemployed person. Then you must actively search employment and collect unemployment benefits by the required 180 days. This is simply a time erstwhile the Labour Office is trying to find a suitable offer for us, and we ourselves must show readiness to work.
After gathering these first conditions, the application for pre-retirement benefits must be submitted straight to the ZUS branch. The proposal should be accompanied by a number of papers confirming that all the criteria are met, in peculiar work certificates documenting the required insurance traineeship and papers clearly indicating that the failure of employment has occurred for independent reasons (e.g. a work certificate with a block exemption or termination of a post). ZUS will verify all the information carefully, and after a affirmative examination, the benefit will be paid all period until it is entitled to a full pension, which will take place automatically and without additional formalities.
Don't miss your chance! safe your future.
Pre-retirement benefit is real and measurable assistancewhich can importantly mitigate the effects of occupation losses in a hard period of life. Remember, the amount PLN 1893,41 gross (approx. PLN 1417.90 net) from 1 March 2025 is not only a dry number – it is an chance to pay bills, buy food and keep a decent standard of surviving before ZUS starts paying your pension. Thousands of Poles already benefit from this form of support, And you could be the next one.
Don't wait! If you meet the conditions described – you are 56 years old or older, an appropriate work placement and lost your occupation for reasons beyond your control – contact the Labour Office immediately and then ZUS. Check all the criteria carefully and collect the essential documents. This chance for a financial bridge until retirement is besides crucial to miss. Take care of your future and exercise your right!
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You're 56 and you lost your job? ZUS pays PLN 1893 per month. See if you get it!
